B
Devoted September 2019 Ontario

Who Insured your Ring?

Bianca, on 2/June/2018 at 17:43 Posted in Before the wedding
Who Insured your Engagement and Wedding Band? Was it you or him? Which Jewlery Insurance did you or he go with? I feel this is something you have to do before the wedding.. lol. I’m such a newbie!!
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12 Comments

  • Rachael
    Super October 2019 Ontario
    Rachael ·
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    Same! Though I believe I have insurance for a year with the company it was purchased from.

  • Lynnie
    WeddingWire Admin October 2016 North Carolina
    Lynnie ·

    The jeweler we bought our rings from had a jewelers insurance company they recommended, so we went with that!

    The insurance is really cheap and totally worth it! Especially because diamonds don't depreciate like cars Smiley winking

  • B
    Devoted September 2019 Ontario
    Bianca ·
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    I’m sure! Especially if it has some kind of sentimental value to you
  • Kaye
    Frequent user September 2018 Ontario
    Kaye ·
    What if your ring costs less than $1000. Is it worth it?
  • Leah
    Newbie December 2018 Ontario
    Leah ·

    I insured my ring. God forbid something happen to it I want the piece of mind that it's covered.


  • Jennifer
    Super July 2019 Ontario
    Jennifer ·

    As the insurance agent. YES INSURE IT Smiley smile if you have home or renters insurance. insure it under your home policy as that will be best bang for your buck. especially because most home insurance policies limit the pay out for jewellery in the event of theft/mysterious disappearance
    most companies will want a receipt or an appraisal to add it. and you can talk to them about having a lower deductible (you pay a bit more in premium).

  • Erin
    Master September 2017 Ontario
    Erin ·

    Mine are insured under my home insurance policy.

  • Stephanie
    Master July 2018 Alberta
    Stephanie ·

    I haven't. I'm pretty sure you can insure it with your home insurance policy. That's what I will be doing once we are married and living together.

  • B
    Devoted September 2019 Ontario
    Bianca ·
    View quoted message
    Thank you so much!
  • Lisa
    VIP May 2018 Ontario
    Lisa ·
    You can add it to your home policy as an endorsement.
  • B
    Devoted September 2019 Ontario
    Bianca ·
    View quoted message
    Yes, I was thinking that as well. Did you register with or without the Paper work? What happens if you don’t have it within the 10 days as they ask?
  • Marcia
    Super August 2018 Manitoba
    Marcia ·

    I ensured my engagement ring/ wedding band (came as a set) through Jewelers Mutual Insurance group. My fiance insured his wedding band through our home insurance.

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